CreditScore, CreditCard, Loans

Check your Free Credit Score from CIBIL and other credit bureaus. Also, choose from a wide range of personalised Loan & Credit Card offers from India's top Banks (IDFC FIRST Bank Limited, Kotak Mahindra Bank Limited, Federal Bank Limited, HDFC Bank Limited, YES Bank Limited) and NBFCs (Tata Capital Financial Services Limited, Bajaj Finance Ltd, DMI Finance Pvt Ltd).

What you get with the Paisabazaar App:

• Free Credit Report from multiple credit bureaus including CIBIL

• Updated Credit Score & refreshed Credit Report every month for free

• Credit Report in regional languages, including Hindi, Marathi, Gujarati, Telugu etc.

• A wide choice of products from 60+ partners

• 35+ Credit Cards, matching your lifestyle, spends and eligibility

• Instant micro-loans (Rs 1000 to Rs 50,000) for immediate cash needs

• All Loan & credit card offers – ranked according to your need & eligibility

• Pre-approved loan & credit card offers, curated just for you (Zero/Minimum documentation, Instant disbursals)

• Compare, Choose & Apply for the most-suited loan & card with ease, digitally

• Expert assistance for free till disbursal of loan / card out

• Different types of Business Loan offers to grow your business

• Home loans with lowest interest rates from wide range of lenders

• Explore secured loans offers on Loan Against Property

• For existing borrowers, wide choice to transfer your home/personal loan

• Track all your debit and credit balances in one place (tracked via Bank SMS)

Who are we? A brief introduction

Paisabazaar.com’s brand philosophy is “Paison Se Badhkar” and as India’s largest marketplace platform for lending products, our brand promise to all our consumers is to be their financial companion for life, always available to them with the right advise, product and assistance. All for absolutely free.

Paisabazaar.com was founded in 2014 under the Policybazaar Group and in three years, became the largest marketplace platform for lending products. Here are some other milestones our consumers and partners have helped us achieve along the way --

• In FY 2019-20, became the only independent digital platform to disburse USD 1.5 billion or Rs 11,000 crore worth of loans (on an annualized basis)

• Receives over ~1.7 million product enquires in a month from more than 1100 cities and towns in India

• Introduced a ‘Chance of Approval’ model for loans and Credit Cards. This helps our consumers get the most-suited lending product, according to need and eligibility

• One of India’s most recognized and popular consumer brands, awarded ‘Best Fintech Brand’ by the Economic Times in 2016 & 2018

• Earned the trust and goodwill of over 22 million consumers

Download the Paisabazaar App to become credit healthy and avail loan and card offers from India’s leading banks and financial institutions via seamless digital processes.

Contact us:

Toll Free: 1800 208 8877

WhatsApp: 851 009 3333

Email: app@paisabazaar.com

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Customers applying for a Personal Loan should note that:

• Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years

• Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%

• For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:

Principal Amount: Rs 4,50,000

Interest Charges (@15.5%): Rs 1,15,560

Loan Processing Fees (@2%): Rs 9000

Documentation charges: Rs 500

Amortization Schedule charges: Rs 200

Total cost of the loan: Rs 5,75,260

• However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy

• Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.